As Muslims we consider that Islam prohibits receiving or paying interest. Accordingly, alternative acquisition structures have been developed which comply with the rules of Islam as interpreted by Shariah scholars, but which do not involve the payment of interest to the finance provider. Shariah scholars allow transactions to have similar economics to debt, provided they do not involve borrowing money or paying interest. Muslims who consider that paying interest is religiously prohibited of course, refinance by taking out a Islamic finance is the best way by paying rent instead of interest.